About Us

We're on a Mission

to simplify credit cards for millions of Indians
Our expertise

We make credit cards more accessible

Credit card is a highly complex financial product which has never been democratised & Multiply is the first one to do so.

A credit card, if used judiciously and meticulously, is the most rewarding way to spend. Our team of credit card nerds collectively has 30+ years of experience of using credit cards. We've built mental models over the last few years that help us get 10-12% return on all our spends.

Now, combined with our vast expertise in building scalable products, we plan to automate our models for millions of users in India to earn up to 10% return from all their spends.

You have earned ₹50 cashback on shopping from myntra
You have earned ₹322 cashback on flight tickets through makemytrip.com
You have got movie voucher worth ₹250

We are here to change the way India spends!

Its time to Say goodbye to unrewarding spends!

The long-term goal is to create a wholesome credit card management app that will be able to suggest the best credit card portfolio, help cardholders generate maximum returns via transactional level insights, and create a rich experience around cards.


Meet our Team

A group of credit card enthusiasts on a journey to make credit cards more accessible and rewarding for everyone

He booked 13 Business Class tickets from Dublin to Delhi in 2023 alone.
Managed Product @ Synaptic, OnlineTyari, Swiggy
B.Tech from IIT Delhi

Ankush Dixit

Founder & CEO
Founded Pless and Yaper
Has 7 active credit cards. Gets free movie tickets & best offers & discounts on electronics, flight tickets, fuel, etc
Ex-Zupee, Myntra, OnlineTyari, Cleartrip
B. Tech from VIT Jaipur

Rahul Goyal

Co-Founder & CTO
Founded Whiteroads.ai
Got his first credit card in 2010. Redeemed rewards for 50+ luxury hotel nights & 10+ roundtrip flights
Ex - PwC
BE from West Virginia Univ.

Vaibhav Jain

Co-Founder & COO
Founded Pless and Nooch
Got first card in 2018 post realising he could have earned rewards worth morethan Rs. 10 lakh from 2014-18
BBS from University of Delhi

Ankush Setia

Co-Founder & CMO
Founded and exited from PracticeMock
Get the App

Multiply the Power of Credit Cards

Don't take our word for it - Download the Multiply app and amplify the potential of Credit Cards and transform your financial journey